Whilst the cost of the funeral director’s services is included in your plan, there are other costs you need to consider.
What is not included
Disbursements, these are third-party costs for essential service paid out on your behalf and are outside the control of the funeral director but will be paid by them, to the third parties at the time of the funeral. They are currently approximately £1,337 which includes crematorium fees, minister or celebrants fees, and doctor’s fees.
It is considered prudent to pay an allowance for disbursements as the additional value of the third-party cost allowance included in your plan will grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.
Open Pre-paid plan company administration fee, approximately £195
