If you are planning and arranging an Essex funeral our Undertakers can help
The affairs of the deceased
The period immediately after the death of a loved one is not the time anyone would choose to deal with the many pressing matters that will require immediate attention, such as tax, legal and administrative matters concerning their affairs and estate. Unfortunately, however, sorting these issues out, is an essential task.
Below are listed some immediate considerations:
- Is there now an unoccupied property? If so, what needs to be done about it?
- Are there benefits that need to be stopped and is the surviving spouse/civil partner entitled to any future benefits?
- How do you prevent future mail arriving for the deceased?
- Who needs to be notified of the death?
- Are there any insurance issues on vehicles and properties?
Many organisations will need to be notified of the death, you might want to coinsider some of the below:
- Payments being made: insurance policies, rental or HR agreements, standing orders, credit cards.
- Accounts with: building societies, banks, the Post Office and Premium Bonds.
- Change of name of responsibility for: electricity, gas, telephone, car, car insurance, house insurance, TV Licence, etc.
- Preventing future mail arriving: Information about this service, which is free and easy to use, can be found at www.deceasedpreferenceservice.co.uk/
- Notification of death will need to be sent to: employer, the Tax Office, the Pension’s Departments, the Passport Office, professional associations, organisations and any local club memberships, Library services, DVLA (driving licence), family doctor, child’s teacher (if a parent, brother or sister has died), D.S.S/DWP – for return of any appliances or cancellation of services, and hospital and dentist for cancellation of any appointments.
- Change of circumstances: there are various grants and allowances available from the state, to the remaining family, if they find that the financial circumstances have now altered, this may be help towards funeral expenses, rent/council tax rebates, widow’s pension etc.
- Your local Town Hall, Citizen’s Advice Bureau or D.S.S/DWP office will be able to advise you.
Paying for the funeral
If you think you may have trouble meeting the costs of the funeral, please discuss this with us at the time of arranging a funeral, Bennetts Funerals can offer you helpful advice.
For instance, did you know that you may be able to apply for a Social Fund Funeral Payment to help with paying for the funeral and we have information on who may be eligible and how to make a claim. Payment can only be authorised by the Department of Work and Pensions.
A Social Fund Funeral Payment is a non-repayable grant to help with the costs of a funeral or cremation. The payment covers the necessary costs of a simple and respectful funeral, as well as up to £700 of other expenses. If you’re on a low income and need help to pay for a funeral you’re arranging, you may be able to get a Funeral Payment from the Social Fund. You might have to repay some or all of it from the estate of the person who died.
A Funeral Payment is a one-off payment. The person paying for the funeral won’t have to pay it back but it may be reclaimed from the deceased’s estate if there isn’t enough money.
You can find out more about the Social Fund Funeral Payment at www.gov.uk
Essex County Council operates a ‘Tell us once” initiative, a free service, it aims to make things easier by allowing family to pass on the information to Essex County Council just once – and they will tell government and council services on your behalf.
If you are concerned or have worries and require further helpful advice and support regarding any of the above mentioned points, Bennetts are here to help, and offer support. Please do not hesitate to call us on 01277 210104